Dear PTA Leader,
Your Insurance Guide for the January 5, 2019 – January 4, 2020 policy period is now available at www.capta.org/insurance.
As you were notified in the fall, California State PTA changed insurance brokers to AIM Association Insurance Management Inc. in October 2018. AIM has worked diligently over the past couple of months to ensure that our PTAs are receiving the best coverage for their premium costs, and we are happy to announce the following changes in effect as of January 5, 2019:
- Units, councils and districts will receive broader coverage for their events without the need for underwriting or additional premium on a case by case basis
- Each PTA will now have its own $1 million limit for Directors & Officers coverage, rather than the $2 million aggregated limit which was shared by all 3600 units, councils and districts in 2018
- Under General Liability, fire damage coverage has increased from $500,000 to $1 million
- Additional activities such as inflatables, bounce houses and carnivals are now included in the standard coverage; however, please consult and follow California State PTA guidelines as outlined in the Toolkit.
While there have been changes to some carriers, please note that there has been no change to limits or coverage except for broadened coverage as noted above.
AIM will be sending Certificates of Insurance to all units this month. You may also request a copy of this certificate from AIM any time during the year.
If you need a guide in Spanish, please send a request to firstname.lastname@example.org.
QUESTIONS? CONTACT AIM TODAY
AIM has an experienced team that will be available to support your local PTA 24/7 including weekends.
Phone: (800) 876-4044 or (214) 360-0801
We are thrilled to be partnering with AIM, a company committed to providing the best possible insurance coverage and customer service to all of California’s PTAs.